www.ffeba.com (“FFEBA”)

Online Disclosure

Revised and Adopted:  January 3, 2018.


CENTER STAGE MARKETING L.L.C. and Federation of Federal Employee Benefit Advocacy (F.F.E.B.A.) are registered with the federal government’s SAM, the primary database of vendors doing business with the federal government.

Federation of Federal Employee Benefit Advocates (“FFEBA”) is a fee subscription based marketing business solution offered to Megastar Advisors, LLC (“Company”) advisors/program participants (“FFEBA Network Representatives”) through their participation in Center Stage Marketing, LLC (“CenterStage”). CenterStage is a separate and distinct legal entity which performs marketing and related services for the benefit of Company and FFEBA Network Representatives. FFEBA, Company and CenterStage, and its affiliated or unaffiliated entities, independent advisors, educators or business partners (collectively referred to as “Educators”), coordinate and/or facilitate employee benefits training workshops for state and federal employees across the United States of America.

FFEBA Network Representatives are independent financial services practitioners, who may have an independent contractor relationship with MSA and/or CenterStage, but are not employees of MSA, FFEBA, or CenterStage. FFEBA Network Representatives present at seminar events have paid sponsorship consideration to CenterStage for their participation. A FFEBA Network Representative will not sell at your Educational workshop. Your Seminar will be conducted by an independent, unrelated, professional Federal Benefits Educator, A FFEBA Network Representative is merely hosting the Seminar. Participation in a Seminar event is completely voluntary, and at the sole discretion of the invited individual. All Information provided at the employee benefits training workshops is general, and educational in nature, and is not intended to be, and should not be construed as, financial, legal or tax advice, for any specific group, individual or purpose.

No selling activities will occur at any seminar(s), however, providing personal contact information or completing an information request or evaluation may result in a solicitation for financial services offered by FFEBA Network Representatives. Educators do not provide legal or tax advice. Laws of specific state or laws relevant to a particular situation may affect the applicability, accuracy or completeness of this information. Federal and state laws and regulations are complex and subject to change. Educators are not affiliated with, endorsed or sponsored by the Federal Government or any U.S. Government agency. FFEBA is a Registered Vendor of the Federal Government’s SAM and DUNS. FFEBA and CenterStage are not a broker-dealer, investment advisory firm, insurance company or agency and do not provide investment or insurance related advice or recommendations. Educators make no warranties or representations about the information or results obtained by its use. MSA disclaims any liability arising out of any unauthorized use of or reliance on, the information provided.

MSA, is not affiliated with, or authorized to sell or represent on behalf of, or otherwise endorsed, by any state or federal employee benefits programs referenced by the U.S. Government, any state agency, the U.S. Armed Forces or any other third-party, including the Office of Personal Management (“OPM”), the Office of Federal Employees Group Life Insurance (“FEGLI”), or the FEGLI Program. In order to ensure the integrity of the training provided to federal employees across the United States of America, MSA implements and enforces internal policies and procedures which adhere to GSA Rules and Guidelines including 41 CFR Part 102-74, et seq., regardless of location of presentment of in person federal education seminars (on or off federal premises).

Furthermore, in regard to federal benefits seminars, MSA strives to operate in strict conformity with the guidance provided to federal employees as contained within OPM Benefits Administration Letters (BAL 06-202 and BAL 14-206), both of which are intended to curtail insurance misrepresentations and deceptive sales practices upon federal employees. No investment products discussed at any Seminar have been offered, vetted or specifically selected by the Thrift Savings Plan (TSP) retirement accounts. Non TSP retirement account options which may be discussed during any Seminar may include financial or insurance based products which charge higher fees than your current TSP, or may include discussions regarding variable annuity products which typically have varying surrender charges/withdrawal penalties based on early termination.